I’d like to take a moment to share my recent and utterly frustrating experience with Vail Resorts’ payment system, specifically the “epic flexpay” option. While the idea of purchasing Epic pass 6-day tickets sounded appealing, the execution left me more than disappointed. It’s one of those experiences that leaves you questioning whether the service you’re trying to utilize is really worth the hassle.
The Beginning of the Trouble
The system flatly denied my application, citing a freeze on my credit report. As someone with an excellent credit score, this was both baffling and annoying. However, I played by their rules and lifted the freeze with Equifax, only to be met with further disappointment.

Unspecified Failure
After complying with their request and trying to process the application again, I was met with an infuriatingly vague rejection: “Thank you for your application. Unfortunately, we can’t process your application because we need additional information from you.” What additional information? Why was this not specified? These questions were left unanswered.


A Pathetic Experience
I’m left to conclude that Vail’s credit payment system is as pathetic as the rest of the services they offer. The entire process was marred by a lack of transparency and a user experience that feels disconnected from modern practices. I consider myself a patient person, but this episode has worn thin on my nerves.
Conclusion
It is my suspicion that Vail’s “Epic Flexpay” is nothing more than a “click and bait” scheme, a facade to lure customers with the promise of “0% APR, 0 down payment.” What they don’t tell you is that these attractive terms are nearly impossible to access, and you may find yourself having to pay in full or with a far less appealing “15% APR.” This experience has left me feeling deceived and disappointed.
The mountain might be epic, but the payment experience is anything but. Vail, if you happen to come across this, please know that transparent and honest business practices go a long way in building trust with your customers. I hope you take this feedback seriously and make the necessary changes to ensure that future customers don’t fall into the same trap.
